Established on the principles of trust, reliability, and unwavering commitment, ManhattanLife has been a beacon of assurance for families and individuals across generations. Here’s a look at the company’s history, including their comprehensive insurance options and what sets them apart.


A Legacy of Excellence

ManhattanLife traces its roots back to 1850, where it began as a life insurance provider. With over a century and a half of experience, the company has evolved and adapted to meet the ever-changing needs of its clients while upholding its founding values. From its humble beginnings, ManhattanLife has grown into an institution recognized for its financial stability, integrity and commitment to customer service.


Comprehensive Insurance Options

ManhattanLife offers a wide array of insurance solutions tailored to meet the diverse needs of its clientele, including specific plans designed for federal employees. Let’s explore some of their key offerings:


Disability Insurance

ManhattanLife understands the importance of protecting federal employees against the financial impact of disability. Their disability insurance plans offer income replacement in the event that the policyholder becomes unable to work due to illness or injury for up to one year. Since the federal government does not offer a dedicated short-term disability program, this coverage is especially attractive to workers employed by the US government.

A short-term disability plan ensures that federal employees can maintain their financial stability and support their families during challenging times. ManhattanLife’s plan is guaranteed issue for all federal and postal employees and does not require them to answer any health questions.


Key Benefits

    • Tailored specifically for federal employees
    • Benefits designed to supplement existing federal employee benefits
    • Flexible options to accommodate individual needs and budgets


For more about the short-term disability plan offered to federal employees through ManhattanLife, visit our disability page.



Hospital Indemnity

Hospital stays can be costly, with the average stay costing around $10,400. This plan helps mitigate these high costs by providing immediate cash benefits​. ManhattanLife offers a Hospital Indemnity insurance plan specifically tailored for federal employees to help cover out-of-pocket expenses associated with hospital stays, such as housing, car payments, childcare, credit card bills, and other expenses not covered by primary health insurance. These plans start paying a benefit when you become hospitalized and pays in addition to other coverage you may already have (such as the medical plan available to you through your federal agency). Here are the key features and benefits of this coverage for federal workers.

Cash Benefits: The plan pays a cash benefit directly to you when you become hospitalized, which you can use for any expenses that you may have difficulty paying due to your hospitalization​.

Plan Features:

    • No deductibles or coinsurance.
    • Guaranteed renewable.
    • Coverage pays regardless of other insurance policies
    • Option to keep your own doctors and access network discounts​

Customization and Flexibility: The plan offers various options to customize the coverage according to your needs, making it a flexible supplement to major medical insurance​.



Setting the Standard

What sets ManhattanLife apart from other insurance companies is its unwavering dedication to its clients. With a steadfast focus on personalized service, ManhattanLife goes above and beyond to ensure that each federal employee receives the support they deserve. Whether guiding federal employees through the intricacies of their policies or providing timely assistance during times of need, this carrier stands as a beacon of reliability and trustworthiness in an industry.


Exemplary Customer Service

At the heart of ManhattanLife lies a commitment to unparalleled customer service. With a team of dedicated professionals ready to assist at every turn, clients can rest assured that their needs will be met with the utmost care and attention. From the initial inquiry to the claims process, ManhattanLife strives to make every interaction seamless and stress-free, earning the trust and loyalty of its clients along the way.


Contact Information

For those interested in learning more about ManhattanLife or exploring their range of insurance options, reaching out is simple:


ManhattanLife stands as a testament to the enduring values of trust, reliability, and integrity. With a rich history dating back over a century and a half, a comprehensive range of insurance options, unparalleled customer service, and a steadfast commitment to its clients, ManhattanLife continues to set the standard for excellence in the insurance industry. Whether safeguarding against life’s uncertainties or planning for the future, ManhattanLife is there every step of the way, protecting lives and preserving legacies for generations to come.